Friday, August 19, 2011, 10:30-12:15 pm; Household Finance
Credit Decisions - C3

Session Chair: Annette Vissing-Jorgensen, Northwestern University

• Subprime Consumer Credit Demand: Evidence from a Lender's Pricing Experiment PDF
  Sule Alan, Gyöngyi Lóránth
  University of Cambridge; University of Vienna
  • Discussant: John Gathergood, University of Nottingham

• Complex Mortgages PDF
  Gene Amromin¹, Jennifer Huang², Clemens Sialm², Edward Zhong³
  Federal Reserve Bank of Chicago¹; University of Texas - Austin²; University of Wisconsin - Madison³
  • Discussant: Nancy Wallace, University of California - Berkeley

• The Hidden Cost of Hidden Debt PDF
  Johan Almenberg, Artashes Karapetyan
  Swedish Finance Ministry; Norges Bank
  • Discussant: Christian Hott, Swiss National Bank